How Pre-Paid Cards Work

You can avoid the credit card DEBT TRAP
by switching to pre-paid card programs.

budget your monthly spending amounts
avoid interest rate charges
avoid getting into debt

limit spending by the amount you load
use any where credit cards are accepted
use the card to rebuild your credit history

User gets a prepaid card for themself or other (approval guaranteed). User adds spending money to the card.

User or other uses card to buy food, supplies, gas, services, etc., at any merchant that accepts MC/VISA cards.

User can monitor the pre-paid account electronically for budgeting purposes by placing spending limits on the card.

User or other can reload the card with additional spending funds as needed.

Using pre-paid cards protect user from mismanaging credit card debt that leads to poor credit scoring on the user's credit report.

Managing pre-paid cards can help build a credit history for favorable credit approval on other credit-based needs.

How Pre-Paid Cards Work:

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Category
Intro APR
Time Period
APR Purchases
Annual Fee

PRe-PAID CARDS

[view] for College Students
[view] for Debt Control
[view] for Building Credit
[view] for Business

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