Home Construction Loans

qualifying for a mortgage
Lenders use several criteria to qualify a homebuyer for a residential mortgage loan. Be sure to address each of these issues before submitting your application.

The most important criteria include:

1. the home appraisal;
2. the applicant's credit rating;
3. the applicant's capacity to repay (income ratios); and
4. the applicant's employment
   
   view more on these qualifying parameters