Home Purchase Loans

helping you make the right
choice in home financing

qualifying for a mortgage
Lenders use several criteria to qualify a homebuyer for a mortgage loan. Be sure to address each of these issues before submitting your application.

The most important criteria include:

  1. the home appraisal;
  2. the applicant's credit rating;
  3. the applicant's capacity to repay (income ratios); and
  4. the applicant's employment

    view more on these qualifying parameters

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