Home Refinancing

how best to negotiate rates
With a better understanding of the mortgage lending process, you will be in a stronger position to negotiate mortgage rates. Follow these steps:

1. download this refi shopping sheet - you will use it to shop rates among lenders
   
   
2. view how rates work
   
   
3. submit your application through our network of national lenders - use your shopping sheet to negotiate best product and terms
   
   
4. take your shopping sheet and challenge your local lender to come up with a better offer