Home Refinancing

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choice in home refinancing

fixed ARMs - combination loans
Hybrid loans are a combination of fixed rate and ARM loans. Hybrids start out at fixed rates loans, adjusting to ARM after a set period of years.

These loans are referred as 5/1, 7/1, and 10/1 — meaning, fixed for "5" years and then converting to an adjustable period each "1" year.

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