Paying Off Your Mortgage FAST!


What if You Can Pay Off Your Mortgage Quickly
in about 1/3rd of the time without refinancing or changing your current monthly payment or cash flow position

  • Would this interest you?
  • What would early payoff mean to you?

Early Payoff Means Better Security:

having your mortgage free and clear can prepare you for an unexpected financial emergency if you should lose your job, health, or be required to finance an unplanned event.

Early Payoff Means Big Savings:

by paying off your mortgage early, you can save a lot of money by not having to pay all that interest to the banks — see sample below:

Mortgage Loan Rate Term
$300,000 6.00% 360 Months
Monthly Payment: $1,798.65
Total Interest Paid after 360 months: $347,514.00
Interest Paid with 10-11yr Mortgage Payoff: $117,000.00
Interest Savings (approximately): $230,514.00

Early Payoff Means Better Planning:

what could you do with the extra money if your mortgage payment was over — how about saving for college, saving for retirement, taking some travel, etc.

View the illustration:

Make additional payments to
reduce interest fast:

You will setup a schedule where you make large, lump-sum payments to bring your mortgage balance down quickly — this allows more of your regular monthly mortgage payment to paydown principal rather than interest.

We have a slide show on mortgage amortization and interest.

Next, deposit all of your income into your advanced home equity line of credit account

You will take all of your income sources and deposit them into your home equity line account instead of your checking account.


  • salary income
  • capital gains
  • savings
  • spare change
We have a slide show illustrating how the advanced equity line of account works


Now use your advanced home equity line account to pay expenses

Use your home equity account to pay for everyday budgeted and planned expenses such as:

  • monthly bills
  • food and clothing
  • mortgage payment
  • budgeted card charges
  • other living expenses

use it like you would
use your regular
checking account
to pay for everyday
living expenses

Your discretionary income pay offs your debt balances FAST!

Your discretionary income (the income amount minus your expenses) remains into your home equity line account to lower the debt balance.

You will log-into the MMA program
to view your mortgage payoff position. The center will instruct you when to make lump-sum payments to pay down your mortgage based upon your discretionary income, your ALOC balance, and other mathematical modeling.

Over time, you will be able to pay off your mortgage in half the time by budgeting and managing your MMA account.

We have a slide show illustrating the
components of the MMA system

Need More Information

Click through our 10-minute slide presentation that summarizes the "mortgage payoff program":


paying off your mortgage