When Your Need Money Fast!

	How much do you need?
(1)

Step 1: Estimate What You Need
With a SayStudent Loan, you can borrow up to $40,000 ⁽¹⁾ per year:

make no payments until after graduation ⁽²⁾
check is sent directly to you
get your check in as little as 5 business days


	Step 2: Budget Your Spending Download this FREE budget worksheet to load to your computer. Use it to: budget monthly spend track all aid sources keep tabs on when your money is getting low download FREE file


	Step 3: Manage Your Funds review this diagram on how best to manage your student funds: pre-paid credit card load monthly budget spend use to pay for college view quick diagram

1 Undergraduate and graduate borrowers may borrow annually up to the lesser of the estimated annual cost of attendance or $30,000 ($40,000 for certain schools where the cost of attendance has been determined to exceed $30,000). Borrowers in Continuing Education programs may borrow up to $30,000. Subject to credit approval. 2 Undergraduates may defer repayment until six months after graduation or ceasing to be enrolled at least half-time. Immediate and interest only repayment options are also available. Graduate repayment is automatically deferred. Continuing education borrowers begin repayment the earlier of a) 180 days after the student graduates or earns a certificate; b) 180 days after the student ceases to be enrolled; or c) two years after the date of the loan disbursement. K-12 loans are immediate repayment loans. The lender for the SayStudent Private Student Loan program is Charter One Bank, N.A., Member FDIC and Equal Opportunity Lender