smart lending guides for decision making

Comprehensive Lending Guide Bookmark Site

Home Refinancing Tools

tools for helping you make the right refi lending decision

print: mortgage
shopping sheet (pdf)
home market valuations
print: refi
lending map (pdf)
link to: mortgage
payoff module
print: mortgage application checklist
loan amortization worksheet (excel)

debt analysis

debt-to-income ratio calculation check your credit report
housing debt ratio calculation
how much you can borrow

tax publications and forms (links jump to IRS)
home owner mortgage interest deduction moving related expenses
tax information for first-time home owners selling your home
business use of your home residential rental properties

consumer protection information (links jump to
information about abusive lending practices privacy information and information sharing
about credit based products and credit scams e-Commerce and the Internet
money-related resource information other consumer-related issues

from federal reserve library (links jump to federal reserve library)
ABCs of figuring interest regulations that protect consumers
facts about banking credit guide
controlling interest Points of Interest (How Interest Rates Work)

Home Refinance Application

Calculators - tools