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Financial Aid Options for Graduates and Professionals

how best to finance graduate school

New expanded PLUS loan options allow graduate and professional students to borrow up to the full cost of education minus any other financial aid received.

Aid Options:

  1. Grants:
    most federal grants are for undergraduate programs only. However, your graduate school may offer special grants that support your field of study: view your school for information

  2. Scholarships:
    there are plenty scholarships available for graduate students in particular fields. Complete a thorough search for all the FREE scholarship money: view scholarship information

  3. Perkin Loans:
    available for graduate students with exceptional financial need. Maximum annual limit: $6,000
    jump to loan chart for information

  4. Fed Stafford Student Loans:
    graduates can borrow up to $20,500 or more for each academic year: jump to Stafford student loan information

  5. Grad PLUS Loans:
    you can borrow up the full cost of your graduate program minus the available stafford loans amount and other financial aid received: view grad PLUS loan program

  6. Private Student Loans:
    private student loans do not require federal filings and regulations. You can borrow up to $30,000 each academic year ($40,000 for certain schools where the cost of attendance has been determined to exceed $30,000): see loan limits

    Graduate repayment is automatically deferred until after you graduate or cease to be enrolled at least half-time: jump to private student loan information for graduates and professional students

  7. Other College Financial Aid:
    view other financial aid options that may be available: see summary of financial aid options
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