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As a first-time or returning undergraduate student, your best options begin with the federal aid program. This requires your filing the FAFSA form for each year your are in school: see aid step 2 for FAFSA information

Aid Options:

1. Grants:
   see if you qualify for any federal or school grants. This is FREE money that doesn't have to be repaid: view information
   
   
   
   
2. Scholarships:
   start searching for FREE scholarship money. Check with your school, community, and affiliated family organizations: view scholarship information
   
   
   
   
3. Perkin Loans:
   available for undergraduate students with exceptional financial need. Maximum annual limit: $4,000
   jump to student aid for information
   
   
   
   
4. Fed Stafford Student Loans:
   get the maximum amount of federal Stafford student loans as possible. The available amounts will increase each academic year:
   jump to Stafford student loan information
   
   
   
   
5. Private Student Loans:
   if you need additional funds that are not subject to federal regulations, check into private student loans. You can borrow up to $30,000 each academic year ($40,000 for certain schools where the cost of attendance has been determined to exceed $30,000): see loan limits
   
   Undergraduates may defer repayment until six months after graduation or ceasing to be enrolled at least half-time. Immediate and interest only repayment options are also available: jump to private student loan information for undergraduates
   
   
   
   
6. Other College Financial Aid:
   view other financial aid options that may be available: see summary of financial aid options

where to next

start your application for student aid

View summary financial aid charts: summary aid chart for undergraduates pros and cons of student loans

manage your student loan funds electronically