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Using Your Home Equity for Education

Use a Home Equity Line of Credit
with a 10-year draw period — have the line available to pay tuition, monthly expenses, and other education expenses as needed.
(you can learn more - links scroll to information below)
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Home Equity for Education:

Why Use this Product Line

for paying college

They grow up fast.
Only yesterday, it seems, they were learning to read. Now they will be packing the car for college. It's an exciting time for them. But for you, it's all about cost?

·  tuition and fees
·  books and lab fees
·  monthly housing and food
·  recreation
·  transportation
·  trip home for the holidays

We have a solution.
Use the equity in your home to pay college expenses as they occur. And while you're at it:

·  fix up the room that is now empty
·  consolidate some bills
·  finance the car your child will use
·  you decide: ________________

Using your home equity as a "College Educator" lets you finance college and living expenses as they occur

Instead of borrowing the full amount for college, simply use your "home equity line of credit" to advance the funds you need.

You will pay interest only on the amount you borrow, which interest cost may be deducted from your taxes if you qualify. You won't find similar benefits with other college funding products. Consult your tax advisor to see if you qualify —

we have a bank equity program that maximizes the benefits for financing college: see demo

You can use the line whenever you need. It's like becoming your own banker. Simply advance money to pay for college expenses ... when you need ... as you need.

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Home Equity for Education:

Home Equity Line Benefits


Product Benefits

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Home Equity for Education:

Account Management Suggestion

suggested use

How You Might Use Your "College Educator"

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  1. Start with an approved home equity line of credit account

    from a lending institution (we can help find your lender)

    • view how the bank equity program can be used as your college funding source: view demo

  2. Access and transfer an advance
    from your equity line account to your child's personal pre-paid credit card (budget controlled by the amount you load to the card):

    see an example how the pre-paid card can be used

  3. Have your student use the pre-paid card
    to pay for school expenses such as:

    ·  tuition
    ·  books and supplies
    ·  class fees
    ·   travel and transportation
    ·   living and all other expenses

  4. Your student can use the card to:

    ·  withdrawal funds from any ATM machine
    ·   make retail purchases at any merchant that accepts Visa® or MasterCard ®
    · transact online purchases with fraud protection
    · the amount on the card is limited by the amount loaded to the card
    ·  daily transactions and monthly statements are available online so that you can monitor your student's financial activity

    apply now for your personal pre-paid card (approval guaranteed)

  5. When your student graduates
    you can simply close the credit line account and convert any existing borrowed amount over to a fixed-rate home equity loan at a specified repayment term

    or turn it over to a banker credit line to payoff the education expense and manage your money.

Access benefits:

  1. Your student will not be restricted
    by the number of times they can access your money since one advance can be loaded to the card with unlimited access privileges.

  2. You can budget the amunt the student uses
    and monitor your student's financial activity to ensure fiscal responsibility and need.

  3. Your student can avoid getting into debt
    by refusing credit card solicitation offers made to students by credit card companies.

  4. Your student can use the pre-paid card
    at participating merchants without exposing your equity line account to potential fraud and mishandling.

Hey!, it looks like you have become the smart banker.

Apply now and let's search for the right lender
or dial toll-free: 1-877-777-1370

Note: The recommended product, term and use are listed as illustrative purposes on how you might use the equity in your home. Please note that your circumstances may be different and that the recommended product, term and use may not fit your particular need. is not a lender. Therefore, we cannot quote rates or guarantee best terms. We refer applicants interested in getting a lending quote to Secure Rights, a licensed mortgage broker representing multiple home equity lenders.

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Home Equity Application


Current Prime Rate: 3.25%
Equity Rate Range * LTV Type
(-0.50 to 0.25%)
80% LINE
(0.25 to 1.50%)
90% LINE
(0.00 to 2.50%)
80% LOAN
(2.50 to 3.75%)
90% LOAN
* sample home equity rate ranges: see notes