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Using Your Home Equity for Emergency Needs

Use a Home Equity Line of Credit
with a 5-10 year draw period — use the line as your personal money source to finance emergency and other life events.
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Use Your Home Equity for Emergency and Event Planning:

Why Use this Product Line

for emergency

Get the cash you need ... as you need!

Your home equity line of credit lets you do just that. You can use it as your "Event Manager" to:

·  send money to relatives
·  pay for a wedding
·  finance an auto repair
·  pay medical expenses
·  repair a leaky roof
·  help family get home for the holidays
·  start new home construction

And while you're at it:

·  consolidate your bills
·  renovate your family room
·  start a home business
·  you decide: ________________

It's smart financial management to have an equity line available in the event of a life need.

Advancing needed funds from your equity line account is less expensive than cash advances from credit cards or any other unsecured instrument.

You will pay interest only on the amount you borrow, which interest cost may be deducted from your taxes if you qualify — this can reduce your cost even further. Consult your tax advisor for information.

View our Effective Interest Rate Table to illustrate your potential savings

You can use your home equity line whenever you need ... as you need. Simply borrow the money you need, payoff the emergency event, and then repay your equity line account when money is available.

Look's like your equity line has become your personal banker

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Using Your Home Equity for Emergency and Event Planning:

Home Equity Line Benefits


Product Benefits

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Using Your Home Equity for Emergency and Event Planning:

Account Management Suggestion

suggested use

How You Might Use Your "Emercency Fund"

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Suggestions on how to access your home equity line of credit for maximum benefit:

  1. Start with an approved home equity line account

    from our network of nationwide lenders

  2. Transfer an advance from your equity line account

    to your new pre-paid card account (guaranteed approval):

    see how the pre-paid card can be used

  3. Use your pre-paid card to:

    ·  pay for repair bills
    ·  buy school supplies
    ·  consolidate your credit card debt
    · pick up a new computer
    · fund an overnight training camp for your child
      you decide — you are the banker: _____________
    ·  withdrawal funds from any ATM machine
    ·  make purchases at any merchant that accepts Visa®
    ·  transact online purchases with fraud protection

Now For Your Benefits:

  1. You will not be restricted by the number of times
    that you can access your equity line account since one advance will be loaded to your card with unlimited check writing privileges.

  2. By using your pre-paid card,
    you can buy items for as little as $1, thus avoiding equity line accounts that come with minimum draw restrictions.

  3. You can use your pre-paid card
    at participating merchants without exposing your equity line account to potential fraud and misuse.


Hey!, it looks like you have become a smart banker.

Apply now and let's search for the right lender
or dial toll-free: 1-877-777-1370

Note: The recommended product, term and use are listed as illustrative purposes on how you might use the equity in your home. Please note that your circumstances may be different and that the recommended product, term and use may not fit your particular need. is not a lender. Therefore, we cannot quote rates or guarantee best terms. We refer applicants interested in getting a lending quote to Secure Rights, a licensed mortgage broker representing multiple home equity lenders.

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Home Equity Application


Current Prime Rate: 3.25%
Equity Rate Range * LTV Type
(-0.50 to 0.25%)
80% LINE
(0.25 to 1.50%)
90% LINE
(0.00 to 2.50%)
80% LOAN
(2.50 to 3.75%)
90% LOAN
* sample home equity rate ranges: see notes